Insurance and Billing

The Surgery & Laser Centers of Missouri Eye Institute participate with most insurance companies and will bill the insurance that is on file. They can also help you understand what your options are and what you can expect to pay.

What is Insurance, and How Does it Work?

Medical insurance is a type of insurance that helps you pay for health care costs when you go to the doctor, have a medical test, or need surgery, it can be very expensive.

 Medical insurance is like other types of insurance where you will pay a monthly or yearly premium. With the medical insurance policy, medical services that you receive are billed to the insurance company and they will pay a portion of the services. 

This money you pay is called a premium. In exchange, the insurance company promises to help you pay for health care costs when you need it.

When you go to the doctor or have a medical test, you will usually have to pay something called a copayment, deductible, or coinsurance. This is a small amount of money you pay at the time of your visit. 

However, the insurance company will pay for the rest of the cost. If you need to have surgery, the insurance company will help pay for that too.

Medical insurance also often covers treatments and procedures you may have at The Surgery & Laser Centers of Missouri Eye Institute. It’s important to have medical insurance to help you be prepared for unexpected healthcare costs.

How Do I Pay for My Eye Surgery?

There are a few options of ways you can pay for procedures or treatments you receive at The Surgery & Laser Centers of Missouri Eye Institute. Your options largely depend on what type of surgery it is and what your insurance covers. 

Medical insurance is typically the primary way to pay for eye surgeries. If you have medical insurance, check with your insurance company to see if they will pay for some or all of the cost of your eye surgery.

You may have to pay a copayment, deductible, or coinsurance amount; but your insurance will help pay the rest. You can also look into financing options, like a loan or a payment plan. 

This means you can spread the cost of the surgery over several months or years instead of paying for it all at once. You can also use a price comparison tool if you are preparing for an outpatient procedure to determine how much it may cost.

Lastly, if you don’t have insurance or if your insurance doesn’t cover the cost of the surgery, you may have to pay for it yourself. It’s important to talk to your eye doctor and your insurance company to find out the best way to pay for your eye surgery. 

They can help you understand what your options are and what you can expect to pay. The Surgery & Laser Centers of Missouri Eye Institute participate with most insurance companies and will bill the insurance that we have on file. 

In addition, the surgery center accepts the following forms of payment: Cash, Visa, MasterCard, debit cards, and personal checks. We ask that personal checks be presented at least seven days prior to the surgery date.

What Bills Will I Receive After My Eye Surgery?

After your eye surgery, you can expect to receive three separate bills. One will be a bill from the surgeon that performed the surgery.

This bill will include charges for the surgery and any office visits you had with the doctor before or after the surgery that still need to be billed. You will also receive a bill from the anesthetist who assisted with anesthesia services if you received them. 

Lastly, you will receive a bill from the surgery center, which will cover fees associated with the equipment, medication, and tools needed for the procedure.

Do you have questions or concerns regarding your account or an upcoming procedure? Contact the billing department of Missouri Eye Institute at 800-383-3831.